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Discounts & Price Drops

Top credit cards for online shopping with the most discounts, cashback

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There are credit cards suited to everyone’s needs. Among them is a category of credit cards aimed at those who do a lot of online shopping. These cards offer users discounts, cashbacks and rewards for their spending done online.
ET Wealth Online lists credit cards for online shopping from the top banks in India (based on RBI’s data on credit cards outstanding as of September 2023 ). Do note that these are not ranked in any particular order; the information is based on what is available on the bank websites collected on November 24, 2023.

Also read: Top credit cards with best cashback deals

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card
Benefits and rewards

  • Get 1,499 NeuCoins as a welcome benefit when you pay the joining fee of ?1,499 + taxes.
  • Earn 5% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands and 1.5% NeuCoins on non-Tata brand spends
  • 8 complimentary domestic airport lounge access and 4 complimentary international airport lounge access with Priority Pass
  • 1% fuel surcharge waiver at fuel stations across the country.

Fee

  • Joining/Renewal Membership Fee – Rs 1,499/- + Applicable Taxes. Spend Rs 3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.

HDFC Millennia Credit Card
Benefits and rewards

  • 5% cash back on purchases made at Amazon, Flipkart, Myntra, Tata CLiQ, Uber, and Zomato.
  • 1% cashback on all other spends except fuel.
  • Rs 1000 worth gift vouchers on spends of Rs 1,00,000 and above in each calendar quarter.
  • Up to 20% discount on partner restaurants via Swiggy Dineout.
  • 1% fuel surcharge waiver, up to Rs 250 in a month on transactions between Rs 400 to Rs 5,000.

Fee

  • Joining/Renewal Membership Fee – Rs 1,000/- + Applicable Taxes. Spend Rs 1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .

ICICI Bank
Amazon Pay ICICI Credit Card
Benefits and rewards

  • 5% cashback on transactions made on Amazon for Amazon Prime members
  • 3% cashback on transactions made on Amazon for non-Prime members
  • 2% cashback on online purchases from over 100 Amazon Pay merchant partners
  • 1% surcharge waiver for all fuel purchases
  • 1% cashback on all payments
  • Reward earnings can be used to make purchases on Amazon and with more than 100 merchant partners

Fee

  • There is no joining fee and no annual fee on amazon pay credit card.

State Bank of India

Cashback SBI Card
Benefits and rewards

  • *Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc.. For complete list of exclusions, refer
  • Reversal of Renewal Fee on annual spends of Rs.2 Lakh
  • 1% Fuel Surcharge Waiver across all petrol pumps in India

Fee

  • Joining Fee (one-time): Rs. 999. Renewal Fee (Per Annum): Rs. 999 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.

Axis Bank

Axis Bank Neo Credit Card
Benefits and rewards

  • 10% off on every purchase of a movie
  • 10% off on shopping with Myntra on each instance at spending of at least Rs 500
  • 40% off on Zomato on food delivery
  • 5% off on utility bill payments via Amazon Pay
  • 1 reward points on every Rs 200 spent
  • Minimum 15% discount at partnered restaurants across India.

Fee

  • Joining fee: Rs 250. Annual Fee: Rs 250

Axis Bank ACE Credit Card
Benefits and rewards

  • 5% cashback on utility bill payments, DTH and mobile recharges via Google Pay
  • 4% cashback on Swiggy, Zomato and Ola
  • 2% cashback on all other spends
  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 400 to Rs. 4,000

Fee

  • Joining fee of Rs 499 is waived on spending Rs 10,000 within 45days of card issuance.

IDFC First Bank

IDFC First Select Credit Card
Benefits and rewards

  • 10X Reward Points on incremental spends above Rs 25,000 per month and spends done on your birthday
  • 6X & 3X Reward Points on online & offline purchases respectively for spends up to Rs 25,000 per month
  • Buy one, get one’ offer on movie tickets up to Rs 250 on Paytm mobile app (valid twice per month)
  • 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants |
  • Up to 15% discount at 3000+ Health & Wellness outlets

Fee

  • No annual fee. Lifetime Free Credit Card

Kotak Mahindra Bank

Myntra Kotak Credit Card
Benefits and rewards

  • Earn unlimited 1.25% cashback on spends across all other online and offline merchants
  • No cashback will be accrued on spends across Rent, Wallet and Fuel categories
  • Transactions/Balance converted into EMI will be excluded from cashback and any cashback accrued on these transactions will be reversed
  • Get Instant Discount of 7.5% on all spends done across Myntra Platforms (Mobile app/website)
  • Avail a maximum discount of Rs.750 per transaction.
  • Enjoy 2 complimentary PVR tickets worth Rs.250 each on spending over Rs.50,000/- every calendar quarter
  • Spends across Rent, Wallet, Fuel & EMI transactions categories will not be considered for quarterly benefits

Fee

  • Annual fee of Rs. 500 waived on spending Rs. 2 lakh in the previous anniversary year.

American Express

American Express SmartEarn™ Credit Card
Benefits and rewards

  • Transact on Zomato, Ajio, Nykaa, BookMyShow, Uber and many more and get 10X rewards for every Rs. 50 spent.
  • Transact on Amazon and Paytm Wallet and get 5X rewards for every Rs. 50 spent.
  • On Spending INR 2500 in a month on our 10X Partner (Zomato), you will earn 500 Membership Rewards points
  • On Spending INR 2500 in a month on our 10X Partner (BookMyShow, Flipkart, Uber and other partners), you will earn 500 Membership Rewards points
  • On Spending INR 2500 in a month on our 5X Partner (Amazon and Paytm Wallet), you will earn 250 Membership Rewards points.

Fee

  • Annual Fee of Rs. 495 plus applicable taxes.
  • Get a renewal fee waiver on eligible spends of Rs.40,000 and above in the previous year of Card membership.

HSBC India

HSBC Cashback Credit Card
Benefits and rewards

  • 0% accelerated cashback on all dining, food delivery and grocery spends (capped up to INR1,000 per billing cycle)
  • 1.5% unlimited cashback on all other spends (exclusions apply)*
  • 4 complimentary domestic lounge visits per year (1 per quarter)

Fee

  • Annual membership fees of Rs 999 will be reversed if your total annual spend exceeds Rs 200,000

(Writer can be contacted on sneha(dot)kulkarni(dot)@timesinternet(dot)in)



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South India Shopping Mall offers mega Ashadam discounts

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Sale features up to 66% off on all categories of clothing, exclusive deals on ladies, men’s, and kids’ wear, and offers on jewellery

Published Date – 18 July 2025, 12:53 AM




Hyderabad: In celebration of the culturally significant Ashadam season, South India Shopping Mall has launched its much-awaited Blockbuster Kilo Sale, drawing massive footfall across its showrooms.

Rooted in the traditions of South India, the brand has rolled out a campaign with the tagline ‘Shopping in Kilos… Happiness in Tons!’, offering customers an array of irresistible deals. One of the most talked-about highlights is the ‘Buy 1 KG Sarees, Get 1 KG Free’ offer on Kanchipattu sarees, which has struck a chord with festive shoppers.


The sale features up to 66% off on all categories of clothing, a second Kalamkari Pattu saree for just 49 (worth Rs 4,995), exclusive deals on ladies, men’s, and kids’ wear, and offers on jewellery. Shoppers can also avail 2 gm silver free per gram of gold jewellery, Rs 5,000 off per kg of silver items, and diamond jewellery starting from just Rs 49,990 per carat, with VA beginning at only 5%.

 



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EV sales in India set to cross 7 pc market share by FY28: Report

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News Business

India’s festive season this year is set to generate over 2.16 lakh seasonal jobs, reflecting a 15–20 per cent year-on-year rise in gig and temporary employment during the second half of 2025, a report said on Wednesday.

Key sectors driving this surge include retail, e-commerce, BFSI, logistics, hospitality, travel, and fast-moving consumer goods (FMCG).

Hiring activity has gained momentum in anticipation of marquee events such as Raksha Bandhan, Big Billion Days, Prime Day Sale, Dussehra, Diwali, and the wedding season, Adecco India, an HR service provider, said in its report.

Many companies are advancing their hiring cycles to stay ahead of demand and ensure operational readiness for what is expected to be a stronger-than-usual festive period.

As per the report, this year’s hiring uptick is being driven by improved consumer sentiment, a favourable monsoon boosting rural demand, post-election economic optimism, and aggressive seasonal promotions.

Metro cities such as Delhi-NCR, Mumbai, Chennai, Hyderabad, Bengaluru, Kolkata, and Pune continue to lead in seasonal hiring demand, up 19 per cent from last year.  

At the same time, tier 2 cities like Lucknow, Jaipur, Coimbatore, Nagpur, Bhubaneswar, Mysuru and Varanasi are witnessing a 42 per cent increase in job demand. In addition, tier-2 cities like Kanpur, Kochi, and Vijayawada are emerging as new hiring hubs, the report noted.  

Compensation levels are expected to rise as well. It may go up by 12-15 per cent in metro markets and by 18-22 per cent in emerging cities.

Encouragingly, 23 per cent more women are participating in this seasonal hiring wave compared to previous years, driven by a rising preference for flexible, short-term roles.

“This year’s festive season is seeing a sharper and more structured demand curve, and we have proactively prepared to meet it well in advance. Unlike previous years where hiring was largely volume-driven, employers today are equally focused on deployment speed, workforce readiness, and regional agility,” said Deepesh Gupta, Director and Head of General Staffing, Adecco India.

Hiring in logistics and delivery is projected to rise by 30–35 per cent as companies scale up last-mile operations in preparation for peak festive demand.

In the BFSI sector, firms are significantly ramping up field force deployments for credit card sales and POS installations, particularly across tier 2 and 3 cities.

The hospitality and travel segments are expected to see a 20-25 per cent increase in hiring, while e-commerce and retail will continue to dominate, accounting for 35-40 per cent of total seasonal job creation, said the report.



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D-Mart: The Untold Story Behind India’s Favorite Discount Store

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From Dalal Street to Discount Retail: The Visionary Behind D-Mart

D-Mart opened its doors in 2002, founded by Radhakishan Damani — better known in financial circles than in retail aisles. Before venturing into supermarkets, Damani had already built his reputation as a sharp investor and stock market veteran during the 1980s. His keen understanding of market trends wasn’t limited to stocks; he recognized a major gap in Indian retail: the need for a reliable, value-for-money shopping experience under one roof.

Driven by this insight, Damani launched his retail venture — and the rest is history.

What’s in a Name? The Meaning of “D-Mart”

Interestingly, D-Mart didn’t start with its current name. Originally, it was called “Damani Mart,” named after its founder. Over time, to make the brand name catchier and simpler, it was shortened to “D-Mart.” So yes, the ‘D’ in D-Mart proudly stands for Damani.

How D-Mart Keeps Prices Low — And Customers Loyal

While many large retailers lease their store spaces, D-Mart takes a different approach: it owns most of its store properties. This strategy keeps rental costs low, allowing the company to offer consistently lower prices to shoppers. It’s a business model built on efficiency, where every rupee saved in operations translates into discounts for customers.

This commitment to affordability — without sacrificing quality — has made D-Mart especially popular among India’s middle class, who value both savings and convenience.

A Nationwide Retail Success

What started as a single store has grown into an expansive network spanning 11 Indian states, including Maharashtra, Gujarat, Karnataka, Uttar Pradesh, and Delhi. Today, D-Mart operates under Avenue Supermarts Limited and continues to expand while staying true to its founding promise: delivering daily essentials at everyday low prices.

More Than Just a Store

Beyond the shelves stocked with groceries and household goods lies a remarkable entrepreneurial journey. Radhakishan Damani’s transition from stock market legend to retail pioneer is a testament to the power of understanding both customers and markets. His disciplined, long-term approach not only built a profitable business but also earned the trust of millions.

So, next time you walk through the aisles of D-Mart, remember: it isn’t just about the discounts. It’s the story of how one man’s vision turned into an empire built on simplicity, savings, and an unwavering focus on what Indian shoppers truly want. For customers, D-Mart may stand for Damani Mart — but it also stands for dependability, deals, and daily value.

And in a country where every rupee matters, that’s what makes the name truly special.

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