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Railway Minister Ashwini Vaishnaw says passengers with e-tickets can avail travel insurance for just 45 paisa

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Union Minister Ashwini Vaishnaw. File

Passengers can avail the Optional Travel Insurance Scheme while purchasing e-tickets by paying a premium of 45 paisa, inclusive of all taxes, Railway Minister Ashwini Vaishnaw said in a written reply in the Lok Sabha on Wednesday (August 6, 2025).

Responding to questions related to rail travel insurance, Vaishnaw said that all passengers can book tickets through online mode or at reservation counters; however, the Optional Travel Insurance Scheme (OTIS) is available only to those Confirmed/RAC passengers who have booked their tickets online.

“Any passenger who wishes to avail insurance benefit can opt for this scheme at the time of booking the ticket at his/her own discretion. The scheme is available to the passengers who book e-tickets, and it provides additional insurance cover to those who have opted for it and paid the premium,” Mr. Vaishnaw said.

Also Read | Railways to launch portal for Lok Sabha and Rajya Sabha members to book reserved tickets online

He added, “Currently, the premium is ₹0.45/- (Forty Five Paisa) per passenger per trip inclusive of all taxes to avail insurance through the Optional Travel Insurance Scheme. The passenger opts for the insurance scheme at the time of booking a ticket and pays the premium along with the fare.”

According to the Railway Minister, the passenger receives the policy information through SMS on their registered mobile and email IDs directly from the insurance company, along with the link for filing nomination details. Further, the insurance company is directly responsible for policy issuance and claims settlement, as the claim liability is between the insured and the insurance company.

He also stated that passengers file the claim directly with the insurance company as per the documents received through email from the insurance company, and filing of claim is a continuous process between the passenger and insurance company.

Giving the details of the total amount distributed by the insurance companies to the affected passengers/their relatives under these claims, Mr. Vaishnaw said, “During the last 05 years, 333 claims were settled by insurance companies after filing of claims by passengers and an amount of ₹27.22 Crores has been paid by the insurance companies to the passengers.

“The Optional Travel Insurance Scheme is an effective and passenger-friendly scheme. It offers insurance coverage at a low premium of ₹0.45/-, making it affordable and accessible for all passengers who book e-ticket,” he added.

The Railway Minister informed the House that passengers can seamlessly opt-in/opt-out easily by simply checking the Tick Box while booking tickets on the IRCTC website or app.

“The process is simple and integrated, requiring no separate application or documentation at the time of booking,” he said.



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Trawick International Unveils Comprehensive Suite of New Trip Cancellation Products and Travel Services

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MIAMI, Aug. 06, 2025 (GLOBE NEWSWIRE) — Trawick International, a leading provider of international insurance and assistance services, today announced a major expansion to its travel protection offerings, including a new suite of trip cancellation plans underwritten by AmTrust Financial and enhanced traveler benefits through strategic partnerships with Blink Parametric and Runway Health. This launch marks a bold step forward in Trawick’s commitment to reimagining travel insurance with more flexibility, personalized support, and proactive service for today’s travelers. At the heart of the launch is the introduction of the new Pathway Collection, a tiered lineup of trip cancellation insurance plans designed to meet a range of traveler needs. The new plans are now available to U.S. residents and are underwritten by AmTrust Financial, a global specialty insurer:

  • Pathway Premium – Highest level of travel protection and travel medical available, with options to add on Cancel for Any Reason (CFAR), Interruption For Any Reason (IFAR), Adventure and Extreme Sports coverage, and Rental Car Damage
  • Pathway Plus – Balanced blend of travel protection and medical coverage, with option to add Adventure and Extreme Sports coverage and Rental Car Damage
  • Pathway Essential – Core trip cancellation and travel medical coverage for value-driven travelers
  • Pathway Domestic – Trip cancellation and interruption benefits tailored to U.S.-based travel

Bailey Foster, SVP, Travel Insurance for Trawick International, commented, “With the Pathway plans, we set out to create a smarter, more intuitive approach to trip cancellation coverage that reflects how people travel today. From flexible benefit levels to new service features like airport lounge access and personalized pre-travel medical support, this launch raises the bar for what travelers should expect from their insurance. It’s not just about covering risk; it’s about delivering value at every step of the journey.” In addition to the new portfolio of plans, Trawick is also introducing two innovative service enhancements available with these and other select plans:

  • Traveler Lounge Pass, powered by Blink Parametric, provides complimentary airport lounge access if a traveler’s registered flight is delayed by more than two hours.
  • Pre-Travel Medical Readiness Consultation, offered in partnership with Runway Health, gives travelers access to an online physician consultation and personalized prescription medicine travel kit for common travel-related health issues.

Daryl Trawick, President & CEO, Trawick International, commented, “This launch marks a significant step forward in our long-term strategy to lead the market with intelligent, customer-centric innovation. As the needs of the globally mobile population evolve, so must the solutions designed to protect them. By introducing services that proactively enhance the travel experience, we’re not just expanding our portfolio, we’re redefining what modern travel insurance can and should be. All products and services announced today are now available and can be explored at https://trawickinternational.com/pathway-collection. About Trawick International For over 25 years, Trawick International has been a leading provider of international insurance, administration, and assistance services. The company offers a full suite of innovative products and services designed to support today’s globally mobile population. For more, visit trawickinternational.com and trawickholdings.com. Media Contact Emily Tarkany Vice President of Marketing Trawick International [email protected]

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5 Trauma Nurse-approved Travel Essentials at Amazon

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Last month, an American Airlines flight from Denver International Airport was forced to evacuate on the runway ahead of takeoff after mechanical problems resulted in a small fire. The incident naturally led to panic among the flight’s 173 passengers, and Travel + Leisure previously spoke with Danielle Fette, a former trauma unit nurse onboard the flight, to uncover her takeaways from the event—and what new habits she’s bringing into her travels moving forward.

From exclusively wearing closed-toed shoes to keeping a crossbody stocked with essentials ready to grab at a moment’s notice, these are the travel nonnegotiables Fette swears by after a brush with emergency—and we’ve found items at Amazon to help you stay just as prepared. Must-have gear starts at just $7, and you can trust you’ll be ready for anything that comes your way, even if you’re faced with an exceptionally long flight instead of an urgent situation.

In-flight Emergency Essentials 

Travelon Anti-theft Classic Small Crossbody

Amazon


If you need to evacuate your flight in a hurry, you certainly shouldn’t waste valuable time waiting to remove your luggage from the overhead compartments. “I saw so many people trying to grab their bags, and even pushing past children in the panic,” Fette previously revealed. Instead, you’ll be better served traveling with all your essentials tucked into a crossbody bag that you can grab in a rush and won’t weigh you down. 

The lightweight Travelon Anti-theft Classic Small Crossbody is the perfect pick for the job since it’s spacious enough to hold everything you might want on your person while dealing with an emergency—plus, it’s designed with five points of security to ward off theft. The adjustable crossbody straps mean your hands will be left free to help those in need around you, and the primary pocket both zippers and clips shut, so you don’t have to worry about anything falling out while you’re on the move. 

New Balance Women’s 574 Core Sneakers

Amazon


In the case of an emergency, the last thing you’ll want to worry about is your shoes falling off in the rush to get to safety. When the plane in Denver burst into flames, Fette was one of the first people to evacuate, and she told T+L that she noticed some passengers in flip-flops losing their shoes on the emergency slide, even noting that the tarmac was very hot. “I always wear running shoes and socks. In the past, it was for comfort, and since I’m chronically late, I often have to run through the airport. I never thought it could help me in an emergency,” Fette said, adding, “My family and I will never wear Crocs or flip-flops again.” 

These New Balance sneakers are made with slip-resistant rubber soles and cushy insoles that’ll keep you comfy even if you end up standing on the runway for an extended period of time waiting to retrieve your belongings, as Fette did. The cushioned heels won’t cause blisters, making them comfortable straight from the box, plus they’re stylish enough to wear with your go-to travel outfit. 

Charmking Compression Socks

Amazon


Not only will compression socks keep you comfortable in the sky, they’ll also prove to be an asset if you’re stranded on the tarmac in the event of an emergency. Designed to improve your circulation and reduce swelling that can come from spending long periods of time on your feet, the best-selling Charmking Compression Socks are the ideal companion for your favorite sneakers during travel days of any length. They’re even flight attendant-approved, with one airline worker revealing that these socks “provided comfort and support” and were “perfect for [air] travel.”

Veektomx Portable Charger With Built-in Cables

Amazon


Fette shared that after evacuating the flight, passengers were left without their luggage or belongings while the fire on the plane was tended to. “We were on the tarmac for quite some time, waiting for the buses, and kept in quarantine while waiting for our belongings,” she explained. With that in mind, she now makes sure to always pack her bag with the essentials: passport, snacks, and of course, a portable charger

The Veektomx Portable Charger comes with built-in cables that are compatible with a wide range of devices, and it offers high-speed charging while you’re on the go. It’s designed so as not to overheat or overcharge your phone or headphones, plus it’s TSA-friendly and slim enough to take up minimal space in your suitcase. It’ll keep your phone charged so you can communicate with loved ones regarding further delays, and you can even keep yourself entertained while you wait. 

Teskyer Luggage Tag 3-pack

Amazon


Fette previously shared with T+L that she recommends labeling your carry-on luggage with your personal contact information in case you’re separated from your bags when evacuating a flight. So, a reliable set of luggage tags that conceals your information from prying eyes is a must-have—particularly the Teskyer Luggage Tag 3-pack that’s now on sale for a mere $7. 

With more than 4,000 purchased in the last month, these popular luggage tags are made with flaps at the front that cover personal information like your phone number, address, and name. They’re affixed with easy-to-use clasps that seamlessly hook onto any bag, and since you’ll have three, you can add one to your personal item, carry-on, and even your purse.

Love a great deal? Sign up for our T+L Recommends newsletter and we’ll send you our favorite travel products each week.  



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Cut off welfare, DEI in Australia + travel insurance miscalculations

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Nearly 1,000 jobseekers had their payments cancelled over a 2 year period, even with laws in place to stop it happening. Here’s what went wrong, and why the federal watchdog is calling it a “catastrophe”.  

And is Donald Trump’s war on DEI coming here? We ask Australia’s Race Discrimination Commissioner. 

Plus: lost luggage, ski injuries, scooter accidents. Ever thought you were covered by your travel insurance… when you really weren’t? We’re breaking down what’s actually in the fine print.

Listen now:

01:20 – Why jobseekers were cut off out of the blue

05:55  – How the government should tackle racism in Australia 

15:15 – The nightmare of not being covered properly by travel insurance

22:00 – What you need to know about the fine print

Guests: 

  • Giridharan Sivaraman, Race Discrimination Commissioner
  • Tim Bennett, insurance expert

Get the whole story from Hack:

  • Follow us on Instagram
  • Subscribe to the hack podcast
  • Listen on the triple j app or on your radio live every weeknight at 5:30pm





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