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Health and Medical Insurance Options for Mexico

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Mexico’s public health service does not have reciprocal agreements with any other country, and US Medicare is not available here so visitors and foreign residents need to make specific provision for their health care needs.  In the event of an incident that requires healthcare or medical attention, you’ll need to pay out-of-pocket, or arrange a health or medical insurance policy that is valid in Mexico and provide suitable cover for you and your partner/family in the event of an accident or illness.  This article explains the various options for visitors, extended stays, and foreign residents.

Medical insurance for short visits to Mexico

If you’re visiting Mexico for a short period —on a vacation or short business trip, for example— travel insurance policies which cover you for a limited time while you’re away from home should suffice.  These might be provided by your current healthcare provider—but double-check as many policies exclude or significantly limit out of country coverage.  Learn more about getting short-term emergency and medical expenses insurance coverage for your visit to Mexico.

Medical insurance for Extended Stays in Mexico

If you plan to be in Mexico for an extended stay —for longer than 90 days and less than 180 days— for example, you might take a sabbatical, a volunteer job, or plan to stay in Mexico part-time, then a short-term travel insurance policy won’t cover you as they are limited to 90-day stays in Mexico.  You can however obtain emergency & medical insurance for extended Stays in Mexico on a policy that will last for visits up to 180 calendar days, about six months.

Health insurance for foreign residents in Mexico

If you intend to apply for, or have, legal residency in Mexico, a travel insurance policy won’t be valid as these are designed for people who come to Mexico for a defined period and return to their country of residence, or travel back and forth between Mexico and another country.

Therefore, if you plan to reside in Mexico, you should consider health insurance coverages that will be valid and provide adequate care for your needs.  Here are the options:

Mexico’s IMSS medical coverage

Foreign residents (temporary or permanent) can apply for the Mexican public healthcare insurance system known an IMSS on a voluntary basis which provides access to certain doctors, clinics and hospitals in Mexico.  Some medications are also covered under this plan.

Coverage costs depend on your age; restrictions and limitations apply and, like all publicly-funded healthcare systems, patient demand is usually higher than the supply of services, so you may have to wait for care. (Note also that people who are enrolled in IMSS through an employer get priority over those who enroll voluntarily.)  This article explains the IMSS medical insurance system in Mexico.

Private medical insurance in Mexico

Most foreign residents who can afford to do so will take out a private medical insurance plan that covers their personal needs and gives them direct access to private doctors, clinics and hospitals in Mexico.

Policies are crafted to the individual situation of the person, couple, or family, and premiums depend on things like your age, term of coverage, coverages included, and the deductible you are willing to pay in the event of a claim.  Learn more about private health insurance providers in Mexico.

Medical evacuation from Mexico

If you are resident in Mexico and continue to have health coverage in your home country then you might consider a medical evacuation plan to enable you to get home for treatment and to convalesce close to your own doctors and family in the event that you experience a serious accident or health event (e.g. heart attack) while you are here.  Note that medical evacuation insurance coverages only cover evacuation costs in serious cases and so you’ll need to get routine or non-critical health matters attended to in Mexico.  Learn more about medical evacuation plans.

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Khareef season: Omani authorities issue safety tips for travelling to Dhofar after crash

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In the midst of Salalah’s Khareef season, many UAE residents drive to Oman to experience the lush green landscape as the monsoon rain touches the land.

While the rains bring cooler temperatures and helps create unforgettable moments, it can also bring about safety hazards, particularly near water bodies. Stressing the need to exercise caution, Omani police shared safety tips for those travelling to Dhofar:

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  • Do not park your vehicle in unsafe places, such as near slopes. This puts your life and the lives of others at risk. Be responsible and stay away from dangerous locations.

  • Never leave children unattended near ponds and bodies of water, as even a moment of inattention can cost you

  • Keep the vehicles clean, and avoid dirty cars. Do not obscure the plate number, as owners can be held legally accountable for this

  • Passengers must not lean out of the window or roof of the car while driving recklessly; this can also expose you to legal accountability.

In a tragic accident in early July, a multi-vehicle collision in Dhofar killed 5 people, including two Omanis and three Emiratis who were from the same family. The crash injured eleven others, including two Omanis and nine Emirati citizens of which five are children.

The Emirati family members who died in the crash are a couple, and the wife’s mother. The couple’s eight-month-old daughter was hospitalised in Oman.

The family had travelled to Salalah for a summer break, but the tragic accident occurred just 12 hours after they left the UAE.

After the collision, UAE travellers spoke to Khaleej Times, sharing precautions to take while planning the journey, such as ensuring the vehicle is in good condition.

They also shared safety advice for driving through the tricky terrain, such as checking fuel levels, and driving at a speed lower than the speed limit in some areas.



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US Issues Urgent Level 2 Travel Advisory for Dominican Republic Highlighting Crime Risks and Essential Safety Tips for Travelers

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Sunday, July 20, 2025

The U.S. Department of State has recently updated its travel advisory for the Dominican Republic, now categorized as a Level 2 destination, advising American travelers to “exercise increased caution” due to the persistent threat of crime. This update follows concerns about violent crime, including robbery, homicide, and sexual assault, in popular tourist areas. However, while some critics have dismissed the warnings, the Dominican Republic continues to attract millions of international visitors each year. Here’s an overview of what travelers should know about the advisory, safety tips, and why this Caribbean gem remains a top vacation destination.

U.S. Travel Advisory Update for the Dominican Republic

On June 12, 2025, the U.S. Department of State elevated its advisory for the Dominican Republic to Level 2, urging travelers to “exercise increased caution.” This warning highlights the risk of violent crime despite the heightened police presence in areas frequently visited by tourists. The advisory pointed out that both locals and tourists may be vulnerable to robbery, sexual assault, and homicide, with criminals often escaping prosecution. However, the Level 2 advisory is considered a moderate alert, advising travelers to be aware of increased risks, but not urging a halt to travel entirely.

Level 2 advisories are a common designation for many tourist destinations around the world, and the Dominican Republic shares this rating with other popular travel spots such as Panama, the Netherlands, and the Philippines.

The Canadian government has also issued a similar advisory, cautioning travelers to “exercise a high degree of caution” due to concerns about violent and petty crime, including fraud, poor road conditions, and issues with public transportation. Despite these risks, the country remains a top destination for North American tourists.

How to Stay Safe in the Dominican Republic

While the U.S. travel advisory highlights the risks present in the Dominican Republic, travelers can take several precautionary steps to ensure a safe and enjoyable trip. The U.S. Department of State has provided key safety recommendations, including:

  • Stay Vigilant: Always be aware of your surroundings, especially in crowded or unfamiliar areas.
  • Avoid Flashy Displays: Keep valuables like phones, jewelry, and expensive items out of sight.
  • Travel in Groups: If possible, explore with others rather than traveling alone, especially in unfamiliar areas.
  • Secure Your Belongings: Never leave your food, drinks, or personal items unattended, and always be cautious in public spaces.
  • Use Trusted Transportation: Experts recommend using reputable taxi services or ride-sharing apps like Uber instead of unregistered motorcycle taxis (motoconchos).

For emergencies, the Dominican Republic provides reliable services including the 911 emergency response system and a tourist police force (POLITUR), ensuring that help is available when needed. Many resorts also offer private security personnel, and it is strongly advised to stay within the safety of the resort boundaries, particularly for first-time visitors.

Cultural Awareness and Preparation

To ensure smooth travel experiences, it is recommended that visitors familiarize themselves with the local culture, norms, and language. Knowing basic Spanish phrases and understanding the country’s political sensitivities—such as its complex relationship with neighboring Haiti—can enhance both safety and comfort during a stay. Additionally, being respectful of local customs and traditions can help avoid misunderstandings and ensure a more enriching trip.

Why the Dominican Republic Remains the Caribbean’s Top Destination

Despite the recent advisory update, the Dominican Republic continues to be the Caribbean’s most visited country. In 2024, the island saw 34.2 million international arrivals, marking a 6.1% increase from the previous year. American tourists represent a significant portion of this traffic, accounting for nearly half of the arrivals during the first half of 2024.

However, there has been a slight decline in North American visitors in 2025, with a 5.12% drop in American arrivals and a 4.43% decrease in Canadian travelers compared to the same period in 2024. The Ministry of Tourism attributes these declines to seasonal factors such as the leap year and changes in holiday scheduling. On a positive note, South American tourism has surged, with a 31.3% growth in arrivals from that region during the first quarter of 2025.

The Dominican Republic remains a beloved destination thanks to its white-sand beaches, vibrant culture, warm climate, and relatively low-cost travel options. The country’s straightforward entry requirements, including minimal visa processes for most travelers, also contribute to its popularity.

Conclusion

While the U.S. Level 2 advisory highlights valid safety concerns, the Dominican Republic continues to be a top choice for millions of travelers. With proper precautions, visitors can still experience the beauty and charm of this Caribbean paradise. The country’s world-class resorts and tourist destinations are well-equipped to ensure safety, making it a top contender for those seeking a tropical getaway.

Whether you’re attracted to the pristine beaches, the rich cultural heritage, or the affordable vacation options, the Dominican Republic remains a dream destination for travelers worldwide. By staying informed and following safety tips, tourists can continue to enjoy all the beauty the island has to offer while minimizing risks.



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You really should get health insurance when travelling abroad – BusinessDesk | NZ

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You really should get health insurance when travelling abroad  BusinessDesk | NZ



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