Tips & Advices
Best International Travel Insurance of 2025
As a general rule, the most important coverage to have in a foreign country is travel medical insurance, as most U.S. health insurance policies don’t cover you while you’re abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you.
You’ll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you’re traveling for an extended period of time, you’ll want to ensure that your policy is extendable.
Here are our picks for the best travel insurance for international travel.
Best International Travel Insurance
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Best Overall
- Good option for frequent travelers thanks to its annual multi-trip policies
- Doesn’t increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
- Some plans include free coverage for children 17 and under
- Concierge included with some plans
- Coverage for medical emergency is lower than some competitors’ policies
- Plans don’t include coverage contact sports and high-altitude activities
Product Details
- Single and multi-trip plans available
- Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
- Preexisting medical condition coverage available with some plans
Allianz Travel Insurance offers the ultimate customizable coverage for international trips, whether you’re a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR), adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs.
The icing on the cake is Allyz TravelSmart, Allianz’s highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.
Best for Adventure Traveling
World Nomads Travel Insurance
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AM Best Financial Strength Rating
A-
- Coverage for 200+ activities like skiing, surfing, and rock climbing
- Only two plans to choose from, making it simple to find the right option
- You can purchase coverage even after your trip has started
- If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
- Doesn’t offer coverage for travelers older than 70
- No Cancel for Any Reason (CFAR) option
Product Details
- Coverage for 150+ activities and sports
- 2 plans: Standard and Explorer
- Trip protection for up to $10,000
- Emergency medical insurance of up to $100,000
- Emergency evacuation coverage for up to $500,000
- Coverage to protect your items (up to $3,000)
World Nomads Travel Insurance offers coverage for over 300 adventure activities and sports, so you can focus on the adventure without worrying about gaps in your coverage.
World Nomads offers its plans in three tiers: Standard, Explorer, and Epic. Standard already covers a wide array of activities, but Explorer and Epic cover more extreme sports like scuba diving and skydiving. World Nomads also offers generous travel medical coverage, starting at $125,000 with its cheapest plan. It doesn’t have the highest evacuation coverage, however, maxing out at $700,000 when many companies offer up to $1 million.
Another added benefit of the World Nomads plan is that plans are available after departure. Though if you purchase a plan after you leave for your trip, you’ll have to wait 72 days before your coverage kicks in.
Best for Trip Interruption
Travel Insured International
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AM Best Financial Strength Rating
A
- Offers 2 major plans including CFAR coverage on the more expensive option
- Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
- Frequent traveler reward included in both policies
- Up to $1 million in medical evacuation coverage available
- Medical coverage is only $100,000
- Reviews on claims processing indicate ongoing issues
Product Details
- C&F’s Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.
Travel Insured International offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don’t have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely.
Travel Insured also stands out for its extensive “reasons for cancellation” coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).
Best for Medical Coverage
GeoBlue Travel Insurance
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AM Best Financial Strength Rating
A-
- A subsidary of Blue Cross Blue Shield
- Offers strong medical plans as long as you have a regular health insurance plan, but it doesn’t have to be through Blue Cross
- Offers long-term and multi-trip travel protection
- Multiple complaints about claims not being paid or being denied
- Does not provide some of the more comprehensive coverage like CFAR insurance
- Buyers who do get claims paid may need to file multiple claim forms
GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you’re abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list.
GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It’s worth noting that coverage for pre-existing conditions comes with additional costs.
Best for Family Coverage
- Options to cover sports equipment
- Option to increase medical coverage
- Can cancel up to 48 hours before travel when CFAR option is purchased
- Affordable coverage for budget-conscious travelers
- Includes generous baggage delay, baggage loss, and trip delay coverage
- Optional “adventure activities” bundle available for riskier activities
- Pricier than some competitors with lower coverage ceilings
- Some competitors offer higher medical emergency coverage
Product Details
- Optional CFAR insurance available with the Ultimate plan
- Travel delay insurance starting at $500 with the Advantage plan
- Emergency medical and dental coverage starting at $15,000
Travelex Travel Insurance offers coverage for your whole crew, perfect for when you’re planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance.
Got pets? With Travelex’s Ultimate plan, you can also get coverage for your furry friend’s emergency medical and transportation expenses.
Best for Long Trips
Seven Corners Travel Insurance
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- Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
- Available in all 50 states
- Prices are higher than many competitors
- Reviews around claims processing are mixed
Product Details
- Trip cancellation insurance of up to 100% of the trip cost
- Trip interruption insurance of up to 150% of the trip cost
- Cancel for any reason (CFAR) insurance available
Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won’t provide, which is helpful if you’re embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million.
You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication.
Compare International Travel Insurance Companies
How to Find the Right International Travel Insurance
Different travelers and trips require different types of insurance coverage. So, consider these tips if you’re in the market to insure your trip.
Determine your needs
Your needs for international travel insurance will depend on the type of trip you’re taking. You’ll need to consider your destination and what you’ll be doing there, either business, leisure, or adventure traveling, as there are separate policies for business travelers and adventure sports travelers.
Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more.
Research the reputation of the company
When researching an international travel insurance policy, you’ll want to closely review the description of services. You’ll want to see how claims are handled, any exceptions, and limitations.
You’ll also want to look at the company’s customer reviews on sites like Trustpilot, BBB, and SquareMouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.
Compare prices
You can get quotes through a company’s website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You’ll need to be prepared to provide the following information about your trip:
- Trip destination(s)
- Travel dates
- Number of travelers
- Traveler(s) age/birthday
- State of residence
- Total trip cost
For companies that offer travel medical insurance, you’ll also want to play around with the deductible options, as they can affect your policy premium.
Understanding International Travel Insurance Coverage Options
Travel insurance can be confusing, but we’re here to simplify it for you. We’ll break down the industry’s jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply.
Finding the Best Price for International Travel Insurance
Your international travel insurance cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 4% and 8% of your total trip cost.
If you’re planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find the cheapest travel insurance that still meets your needs.
You can use insurance aggregators like SquareMouth, InsureMyTrip, or VisitorsCoverage to directly compare rates.
Why You Should Trust Us: How We Reviewed International Travel Insurance Companies
We ranked and assigned superlatives to the best travel insurance for international travel based on several key factors, including:
- Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages.
- Affordability: We recognize that cheap premiums don’t necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available.
- Flexibility: Travel insurance isn’t one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
- Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently.
- Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness.
We consult user feedback and reviews to determine how each company fares in each category. We also check the provider’s financial rating and volume of complaints via third-party rating agencies.
Read more about how Business Insider rates travel insurance.
FAQs
International travel insurance is worth the additional cost for providing medical insurance in foreign countries and its coverage on trips that are usually more expensive.
Yes, international travelers should be aware of excluded countries due to heightened risk and exclusions related to preexisting conditions.
You should purchase travel insurance as soon as possible after booking your trip, maximizing your coverage and making you eligible for preexisting condition coverage and CFAR insurance.
Yes, you can travel to multiple countries under one travel insurance policy, but you should tell your insurance provider about your travel plans.
You can save money on international travel insurance by choosing lighter coverage, such as medical-only travel insurance.
Once again this year, the Highway Patrol, in anticipation of the massive summer exodus, wants to disseminate the useful vademecum to tackle and reach holiday destinations safely, advice that remains valid for any movement. Before setting off, it is good practice, first of all, to check the vehicle’s efficiency, with particular attention to the tire pressure and tread conditions which must not be less than 1.6 millimeters. Equally important, if the vehicle is equipped, is to also check the conditions of the spare wheel or otherwise the inflation kit. Check the engine fluid levels, brake pad wear, and therefore the correct functioning of all the vehicle’s lighting devices such as headlights, rear lights, brake lights, and turn signals. Equally important is the condition of the front and rear windshield wipers, whose proper functioning is essential for optimal visibility even in case of rain. The arrangement of the luggage must also be taken care of in such a way that the distribution of the loads does not unbalance the stability of the vehicle and, if using roof racks, always ensure they are well anchored. In case of transport, pets must be secured in the appropriate carriers. Before departure, avoid consuming large meals or drinking alcoholic beverages and possibly check the traffic and weather conditions along the route to be traveled. It is also reminded that it is mandatory for passengers in the front and rear seats to always wear seat belts and secure children in appropriate approved seats. For those traveling on two wheels, it is important to fasten the protective helmet properly and use protective measures. During the journey, proceed at a moderate speed, respecting the limits set by the road owner, exercising maximum caution if you decide to overtake using the appropriate lane. Traffic on the highway, the red and black flag days for August 2025. Avoid any distraction during the journey, especially using the smartphone, even for a very short moment because hundreds of meters are covered without the necessary attention. On the highway, it is reminded that it is allowed to occupy the emergency lanes only in cases of actual necessity, and if so, position the emergency triangle at least 100 meters from the broken-down vehicle, always wearing the reflective vest. Where possible, however, it is better to stop in the appropriate service areas. In any case, without further delay, contact the single emergency number (112) indicating the exact position and wait for the arrival of assistance. At the same number, all possible issues such as accidents, vehicles in trouble, objects on the road, or fires must be reported; in this regard, it is absolutely forbidden to throw cigarettes or matches out of the windows. In case of fatigue, it is advisable to reach a safe place for a stop, so as to resume normal attention conditions for safe and responsible driving. On the State Police website, in the area reserved for Italy’s Viability (https://www.poliziadistato.it/articolo/1815cb58d622d6ac985858152) the ‘Summer Exodus Plan 2025’ has been published where it is possible to find: – the intense traffic calendar (flags); – the mapping of the road and motorway sections most subject to traffic issues and related alternative itineraries (north – center – south and islands); – the geographical areas ordinarily subject to overflight by State Police and Carabinieri aircraft; – the railway police surveillance plan; – the mapping of speed detection systems (tutors) located on the motorway network.
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This article is automatically translated
JACKSON, Miss. (WJTV) – Mississippi parents and students are encouraged to stay safe while going to school and back home.
AMR in central Mississippi advised parents to teach their children the following rules to stay safe when traveling to or from school.
Getting on or off the bus:
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Riders should stay outside the “danger zone” around the bus. The danger zone is ten feet wide all the way around the bus. For little children, say six “giant steps” At that distance from the bus, the bus driver can see a child.
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If you drop something near the bus, first signal the driver and tell him or her. Never try to pick it up first because the driver may not be able to see you.
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Always stay away from the wheels of the bus.
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Hold on to the handrail on the bus.
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Never assume other vehicles have stopped for the school bus. Keep watching for other vehicles as you walk in front of the bus.
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If you must cross the street in front of the bus, walk at least ten feet ahead of the bus until you can turn around and see the driver.
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Make sure the bus driver can see you.
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Wait for a signal from the bus driver before beginning to cross.
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When the bus driver signals for you to cross, walk across the road while also keeping an eye out for sudden traffic changes.
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If you leave something on the bus, never go back to get it. The bus may already be moving and the driver might not see the child.
Getting to the bus stop:
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Parents should walk smaller children to their stop.
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Each child should be dressed in contrasting bright colors.
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Leave home early enough to avoid running to the bus. Running to the bus can be dangerous.
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Older children should watch the younger ones closely.
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Children walking or standing in groups are easier for drivers to see than one child alone.
Waiting for the bus to arrive:
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Always stand at least ten feet from the curb or edge of the road.
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Do not run or play while waiting for the bus.
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Do not take anything out of backpacks while waiting. That way, nothing gets dropped or blows away in the wind.
Getting on the bus:
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Be sure the bus driver can see you and you can see the bus driver.
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Enter the bus in a single file with the younger children first.
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Never walk behind the bus.
While the bus is in motion:
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Stay seated, facing forward.
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Keep your hands to yourself.
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Talk quietly. Don’t talk at all near railroad crossings so the driver can listen closely for sounds of a train.
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Do not distract the driver.
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Keep the aisles clear. Keep your belongings on your lap.
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Do not block emergency exits with sports equipment or musical instruments.
Walking to and from school:
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Always walk on the sidewalk when one is available.
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Cross the street only at intersections or street corners. Do not “jaywalk.” If a crosswalk is painted on the street, use it.
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Before you begin to cross the street, stop and look left, right and left again to spot oncoming cars.
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If no cars are coming, it is safe for you to cross but continue looking left-right-left as you cross.
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Do not dart into the street between parked vehicles.
Riding a bicycle to school:
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Always wear a helmet when riding your bicycle.
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Make sure that your helmet fits correctly.
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Ride on the right side of the road in the same direction other vehicles are going.
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If two or more bikers are together, ride one behind the other, not side by side.
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Come to a complete stop before crossing each street.
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Make sure clothes, shoes and the bicycle have reflective materials on them so drivers can see you more easily.
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