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AAA Expects Record Holiday Season Travel

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WASHINGTON, DC (December 11, 2024) – AAA projects 119.3 million people will travel 50 miles or more from home over the year-end holiday period* from Saturday, December 21 to Wednesday, January 1. This year’s domestic travel projection narrowly surpasses the previous record set in 2019 by 64,000 travelers. AAA expects an additional 3 million travelers this holiday season compared to last year. 

“This is the time of year when lifelong memories are made with loved ones, and travel plays a big role in that,” said Stacey Barber, Vice President of AAA Travel. “This year, with Christmas Day falling on a Wednesday, we’re anticipating record-breaking travel numbers the weekend before and the weekend after the holiday.”  

Year-End Travelers by Mode 

By Car: Nearly 90% of holiday travelers will be driving to their destinations, making it the most popular way to travel. 107 million people are expected to travel by car, and while that number is 2.5 million higher than last year, it’s shy of 2019’s record of 108 million. Many travelers, particularly families with young children, prefer the flexibility and lower cost that road trips provide. This holiday season, gas prices are lower than last year, when the national average was around $3.12 in the last two weeks of 2023. Gas demand in December goes down as the weather gets colder, more people work remotely, and holiday shoppers purchase their gifts online versus in person.  

AAA car rental partner Hertz says Denver, Las Vegas, Los Angeles, Miami, Oahu, Orlando, Phoenix, and Tampa are the cities displaying the highest rental demand for the holidays. The busiest car pick-up days are expected to be Friday, December 20 and Saturday, December 21. The busiest time for rental returns is expected to be the weekend and Monday after Christmas. The average length of rental is one week. 

By Air: AAA expects air travel to set a new record this holiday season with 7.85 million passengers. That number surpasses the previous record of 7.5 million air travelers last year. AAA booking data shows flights are 4% more expensive this holiday season compared to last year. The average domestic ticket is $830. International flights are 13 % more expensive, averaging $1,630 a ticket. 

By Other Modes: The number of Americans traveling by bus, train, and cruise this holiday season is up nearly 10% compared to last year. AAA expects 4.47 million people will travel by other modes. That number is the highest it’s been in 20 years. Domestic cruise bookings are up 37% compared to last holiday season. Cruising is popular this time of year as many families enjoy celebrating the holidays aboard a ship full of activities and food. 

AAA’s Road Trip Safety Tips 

With an additional 2.5 million travelers expected on the roads during this year-end holiday travel period, AAA urges drivers to prioritize safety with the following tips: 

Follow Posted Speed Limits: While it’s tempting to speed to save time, the facts don’t support it. Even minor increases in speed can make crashes deadly. 

  • Driving 80 mph instead of 75 mph over 100 miles saves only 5 minutes, hardly worth the risk. 
  • Speeding may feel faster but often leads to tragedy. 

Drive Only When Alert and Refreshed: Driving on 4-5 hours of sleep is as dangerous as driving with a 0.08 BAC (legal intoxication). Less than 4 hours of sleep? The risk doubles. 

  • Travel during hours you’re normally awake and avoid overnight drives. 
  • Steer clear of heavy meals, drowsy medications, and alcohol. 
  • For long trips, take breaks every 2 hours or 100 miles. Use these breaks to switch drivers if possible, or park at a safe location and nap for 20-30 minutes to recharge. 

Slow Down, Move Over: A roadside worker is killed every other week in the U.S. To help prevent these tragedies, AAA asks drives to Slow Down, Move Over.  

  • When you see an emergency responder on the side of the road assisting a stranded driver, reduce your speed.  
  • If possible, change lanes to give those crews room to do their jobs safely.  
  • All 50 states and the District of Columbia have Move Over laws in place. 

Best/Worst Times to Drive and Peak Congestion by Metro 

INRIX, a provider of transportation data and insights, expects drivers will experience the worst traffic delays the weekends before Christmas Day and New Year’s Day. The holidays themselves are expected to have minimal congestion. Drivers in Boston, New York City, Seattle, and Washington, DC could see double the typical delays. Nationwide, travel times could be up to 30% longer. 

 “With a near record number of auto travelers expected this holiday season, drivers should expect delays in and around major metro areas, with Sunday, December 22 expected to be the nation’s worst day to travel,” says Bob Pishue, transportation analyst at INRIX. “Our advice is to avoid traveling during peak commuting hours during the week. If schedules allow, leave bright and early or after the evening commute.” 

Please note that the times listed below are for the time zone in which the metro is located. For example, Atlanta routes = ET and Los Angeles routes = PT. 

Best and Worst Times to Travel by Car 

Date  Worst Travel Time  Best Travel Time 
Thursday, Dec 19  3:00 – 8:00 PM  Before 11:00 AM 
Friday, Dec 20  1:00 – 8:00 PM  Before 11:00 AM 
Saturday, Dec 21  4:00 PM – 8:00 PM  Before 2:00 PM 
Sunday, Dec 22  3:00 PM – 8:00 PM  Before 12:00 PM 
Monday, Dec 23  1:00 – 6:00 PM  Before 11:00 AM 
Tuesday, Dec 24  Minimal Traffic Impact Expected   
Wednesday, Dec 25  Minimal Traffic Impact Expected   
Thursday, Dec 26  12:00 PM – 5:00 PM  Before 11:00 AM 
Friday, Dec 27  3:00 PM – 7:00 PM  Before 2:00 PM 
Saturday, Dec 28  1:30 PM – 7:00 PM  Before 11:00 AM 
Sunday, Dec 29  12:00 PM – 6:00 PM  Before 11:00 AM 
Monday, Dec 30  5:00 PM – 7:00 PM  Before 2:00 PM 
Tuesday, Dec 31  Minimal Traffic Impact Expected   
Wednesday, Jan 01  Minimal Traffic Impact Expected   
Thursday, Jan 02  4:00 PM – 8:00 PM  Before 3:00 PM 

Peak Congestion by Metro 

Metro  Route  Peak Congestion Period  Est. Travel Time 

Increase Compared  

to Typical 

Atlanta 

Atlanta to Augusta  

via I-20 E 

Sunday 22nd  

1:45 PM 

2 hours  

54 minutes 

38% 
Boston 

Boston to Hyannis  

via Pilgrim Hwy S 

Friday 20th  

3:45 PM 

2 hours  

24 minutes 

100% 
Chicago 

Chicago to Milwaukee  

via I-94 W 

Sunday 22nd  

4:45 PM 

2 hours  

2 minutes 

69% 
Denver 

Fort Collins to Denver  

via I-25 S 

Sunday 29th  

1:00 PM 

1 hour  

31 minutes 

67% 
Detroit 

Detroit to Cleveland  

via I-75 S 

Monday 23rd  

4:30 PM 

3 hours  

23 minutes 

36% 
Houston 

Lafayette (LA) to Houston  

via I-10 W 

Friday 27th  

5:45 PM 

4 hours  

54 minutes 

53% 
Los Angeles 

Los Angeles to Palm Springs  

via I-10 E 

Sunday 22nd  

7:45 PM 

2 hours  

53 minutes 

81% 
Minneapolis 

Eau Claire to Minneapolis  

via I-94 W 

Sunday 29th  

4:30 PM 

1 hour  

54 minutes 

46% 
New York 

New York to Hamptons  

via Long Island Expy E 

Sunday 22nd  

4:30 PM 

2 hours  

39 minutes 

108% 
Philadelphia 

Philadelphia to Baltimore/DC  

via I-95 S 

Sunday 22nd  

4:45 PM 

2 hours  

4 minutes 

40% 
Portland 

Portland to Eugene  

via I-5 S 

Sunday 22nd  

3:45 PM 

2 hours  

23 minutes 

50% 
San Diego 

San Diego to Palm Springs  

via I-15 N 

Friday 20th  

6:15 PM 

3 hours  

7 minutes 

35% 
San Francisco 

San Francisco to Napa  

via I-80 E 

Saturday 21st  

7:30 PM 

2 hours 2 minutes  82% 
Seattle 

Seattle to Ellensburg  

via I-90 W 

Friday 20th  

7:00 PM 

3 hours  

18 minutes 

106% 
Tampa 

Gainesville to Tampa  

via I-75 S 

Saturday 28th 10:30 AM 

2 hours  

54 minutes 

53% 
Washington, DC 

Washington, DC to Annapolis  

via US-50 E 

Thursday 19th  

4:30 PM 

1 hour  

17 minutes 

160% 

Source: INRIX 

AAA’s Top Holiday Destinations 

The top holiday destinations listed below are based on AAA booking data from December 21, 2024 to January 1, 2025. Tropical weather destinations top the list as many people head to beach resorts and head on cruises to end the year. The charming Southern cities of Charleston and New Orleans are also on the top 10 domestic list. In addition to Caribbean destinations, Bahrain finds itself in the top 10 international list thanks to its popular cruise port, pleasant weather, and rich history. 

DOMESTIC  INTERNATIONAL/CARIBBEAN 
ORLANDO, FL  PUNTA CANA, DOMINICAN REPUBLIC 
FORT LAUDERDALE, FL  MEXICALI, MEXICO 
MIAMI, FL  CANCUN, MEXICO 
ANAHEIM/LOS ANGELES, CA  BAHRAIN, BAHRAIN 
TAMPA, FL  PUERTO VALLARTA, MEXICO 
LAS VEGAS, NV  SAN JOSE, COSTA RICA 
HONOLULU, HI  SAN JUAN, PUERTO RICO 
CHARLESTON, SC  NASSAU, BAHAMAS 
NEW ORLEANS, LA  ORANJESTAD, ARUBA 
NEW YORK, NY  LONDON, ENGLAND 

Holiday Forecast Methodology   

Travel Forecast  

In cooperation with AAA, S&P Global Market Intelligence (SPGMI) developed a unique methodology to forecast actual domestic travel volumes. The economic variables used to forecast travel for the current holiday are leveraged from SPGMI’s proprietary databases. These data include macroeconomic drivers such as employment, output, household net worth, asset prices, including stock indices, interest rates, housing market indicators, and variables related to travel and tourism, including gasoline prices, airline travel, and hotel stays. AAA and SPGMI have quantified holiday travel volumes going back to 2000.  

Historical travel volume estimates come from DK SHIFFLET’s TRAVEL PERFORMANCE/MonitorSM. The PERFORMANCE/MonitorSM is a comprehensive study measuring the travel behavior of U.S. residents. DK SHIFFLET contacts over 50,000 U.S. households each month to obtain detailed travel data, resulting in the unique ability to estimate visitor volume and spending, identify trends, and forecast U.S. travel behavior, all after the trips have been taken. 

The travel forecast is reported in person-trips. In particular, AAA and SPGMI forecast the total U.S. holiday travel volume and expected mode of transportation. The travel forecast presented in this report was prepared the week of November 4, 2024. 

Because AAA forecasts focus on domestic leisure travel only, comparisons to TSA passenger screening numbers should not be made. TSA data includes all passengers traveling on both domestic and international routes. Additionally, TSA screens passengers each time they enter secured areas of the airport, therefore each one-way trip is counted as a passenger tally. AAA focuses on person-trips, which include the full round-trip travel itinerary. As a result, direct comparisons of AAA forecast volumes and daily TSA screenings represent different factors. 

Year-End Holiday Travel Period  

For this forecast, the year-end holiday travel period is defined as the twelve-day period from Saturday, December 21 to Wednesday, January 1. AAA’s year-end holiday travel period can range from 10 to 13 days, depending on which day of the week Christmas and New Year’s Day fall. This year’s holiday travel period is two days longer than last year. While a longer holiday travel period can offer more options for departures and return trips, all the year-end holiday periods contain two weekends. 

About AAA    

Started in 1902 by automotive enthusiasts who wanted to chart a path for better roads in America and advocate for safe mobility, AAA has transformed into one of North America’s largest membership organizations. Today, AAA delivers exceptional roadside assistance, helps travelers plan their dream vacations and adventures, offers exclusive member discounts and benefits, and provides trusted financial and insurance services – all to enhance the life journey of our 65+ million members across North America, including nearly 58 million in the United States. To learn more about all AAA offers or become a member, visit AAA.com.  

About S&P Global
S&P Global (NYSE: SPGI) provides essential intelligence. We enable governments, businesses, and individuals with the right data, expertise, and connected technology so that they can make decisions with conviction. From helping our customers assess new investments to guiding them through ESG and energy transition across supply chains, we unlock new opportunities, solve challenges, and accelerate progress for the world. We are widely sought after by many of the world’s leading organizations to provide credit ratings, benchmarks, analytics, and workflow solutions in the global capital, commodity, and automotive markets. With every one of our offerings, we help the world’s leading organizations plan for tomorrow today. For more information, visit www.spglobal.com.  

About DKSA  

DK SHIFFLET boasts the industry’s most complete database on U.S. resident travel both in the U.S. and worldwide. Data is collected monthly from a U.S. representative sample, adding over 60,000 traveling households annually, and is used daily by leading travel organizations and their strategic planning groups. DK SHIFFLET is an MMGY Global company.  

About INRIX    

Founded in 2004, INRIX pioneered intelligent mobility solutions by transforming big data from connected devices and vehicles into mobility insights. This revolutionary approach enabled INRIX to become one of the leading providers of data and analytics into how people move. By empowering cities, businesses, and people with valuable insights, INRIX is helping to make the world smarter, safer, and greener. With partners and solutions spanning across the entire mobility ecosystem, INRIX is uniquely positioned at the intersection of technology and transportation – whether it’s keeping road users safe, improving traffic signal timing to reduce delay and greenhouse gasses, optimizing last mile delivery, or helping uncover market insights. Learn more at INRIX.com.  



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Record number of Kiwis making travel insurance claims in Europe

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Citi Strata Elite Card 2025 Review

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The Citi Strata Elite℠ Card is the bank’s newest addition to its Strata line of cards and its first premium card since the Citi Prestige® Card, which is no longer available to new applicants.

The card comes with nearly $1,500 in value each year through perks like the $200 annual Splurge credit and a complimentary Priority Pass Select membership. Citi is also furthering its partnership with American Airlines and offering some AA-specific perks that frequent flyers will appreciate.

CNBC Select dives into Citi’s newest premium option to see how it stacks up against a very competitive travel credit card landscape.

Citi Strata Elite Card review

Welcome bonus

If you’re approved for the Citi Strata Elite Card, for a limited time, you can earn 80,000 bonus points after spending $4,000 in the first three months of account opening. With these points generally valued at around 1.75 cents per point by the industry, this welcome bonus is worth about $1,400, which is a great return.

This bonus is earned in the form of Citi ThankYou® Points, which can be redeemed in a number of ways, from simple statement credits, to paying with points or transferring them to one of Citi’s travel partners.

Benefits and perks

The Citi Strata Elite comes with several perks, with the bulk of its value in travel and lifestyle categories.

Statement credits

  • $300 Annual Hotel Benefit: Enjoy up to $300 off a hotel stay of two nights or more booked through Citi Travel every calendar year.
  • $200 annual Splurge credit: Every calendar year, earn up to $200 in statement credits from your choice of up to two of the following brands: 1stDibs, American Airlines, Best Buy, Future Personal Training and Live Nation, with the option to change your selection at any time.
  • $200 annual Blacklane credit: Enjoy up to $200 in statement credits, every calendar year, when booking with Blacklane, up to $100 from January through June and up to $100 from July through December.
  • Global Entry or TSA PreCheck® credit: Receive a statement credit of up to $120 every four years as reimbursement for either the Global Entry or TSA PreCheck application fee.

While you do have to book via Citi Travel, the $300 hotel credit isn’t tied to any specific brand, meaning you’ll have more options. The $200 splurge credit is another welcome addition that gives you more control over how you earn rewards, letting you choose and switch between several brands, ranging from tickets to technology.

One credit that isn’t as common is the one for Blacklane, a global chauffeur service. While it might serve as a nice luxury option for special occasions, odds are that you’ll have an easier time with a taxi or public transportation.

Additional offerings

In addition to straightforward statement credits, the Strata Elite also offers some extra benefits:

  • American Airlines Admirals Club passes: Every calendar year, you’ll receive four Admirals Club Citi Strata Elite passes, good for entry to 50+ Admirals Club lounges.
  • Complimentary Priority Pass Select membership: Access to 1,500+ airport lounges worldwide for the primary cardholder and authorized users, plus up to two guests.
  • Access to The Reserve by Citi Travel: A collection of 4.5- to 5-star hotels.
  • Travel and shopping protections: Perks like trip delay protection, enhanced trip cancellation and trip interruption protection, plus lost or damaged luggage protection, MasterRental coverage, extended warranty and purchase assurance plus.
  • Mastercard World Legend benefits: The newest premium tier to the Mastercard Collection, offering priority reservations at restaurants, including in Europe through Mastercard’s partnership with TheFork, ticketing access and more.

If Citi happens to be a company you bank with, it’s possible that you could be eligible for additional savings through an offer just for Citi customers:

  • Citigold® Private Client Relationship Tier credit: Citigold Private Clients who qualify for the card will receive a first-year banking credit of $595, covering the card’s annual fee. You’ll then receive a $145 annual credit each following year, with an open and current Strata Elite card.
  • Citigold® Relationship Tier credit: Citigold Clients who qualify for the card will receive a $145 banking credit with an open and current Strata Elite card.

How to earn and redeem Citi ThankYou Points

Earning

The Citi Strata Elite has a high earnings rate when you book via the Citi Travel portal, and it offers elevated earnings rates during certain eligible times:

  • Earn 12X points on hotels, car rentals and attractions booked on cititravel.com
  • Earn 6X points on air travel booked on cititravel.com
  • Earn 6X points at restaurants on Citi Nights purchases, every Friday and Saturday, from 6 PM to 6 AM ET; earn 3X points any other time
  • Earn 1.5X points on all other purchases

What jumps out first is the very high 12X on hotels and more, but it is tied to the issuer’s travel portal, a common theme with premium travel cards. It’s also the first time we’ve seen a card that has a timed window to earn elevated rewards. It earns a higher rate at restaurants on Friday and Saturday nights, which could make your weekend date nights a little more affordable.

Redeeming

When redeeming the Citi ThankYou Points earned by your Strata Elite, you have several options to choose from, like:

  • Travel
  • Gifts cards
  • Cash back
  • Shopping via select retailers
  • Charitable donations

While options like cash back and gift cards are usually the simplest, they often don’t provide you with the best value; the highest value usually comes from taking advantage of the transfer partners offered through Citi:

  • AAdvantage® Program (1:1 ratio for Citi Strata Elite, Citi Strata Premier and Citi Prestige cardmembers)
  • ALL Accor Live Limitless (2:1 ratio)
  • Aeromexico (1:1 ratio)
  • Air France-KLM Flying Blue (1:1 ratio)
  • Avianca LifeMiles (1:1 ratio)
  • Cathay Pacific Asia Miles (1:1 ratio)
  • Choice Privileges (1:2 ratio or 2:3 with select Citi cards)
  • Emirate Skywards (1:1 ratio)
  • Etihad Guest (1:1 ratio)
  • EVA Air (1:1 ratio)
  • JetBlue TrueBlue (1:1 ratio or 5:4 with select Citi cards)
  • Leaders Club (5:1 ratio)
  • Preferred Hotels & Resorts (1:4 ratio)
  • Quantas Frequent Flyer (1:1 ratio)
  • Qatar Airways Privilege Club (1:1 ratio)
  • Shop Your Way (1:10 ratio)
  • Singapore Airlines (1:1 ratio)
  • Thai Royal Orchard Plus (1:1 ratio)
  • Turkish Airlines Miles&Smiles (1:1 ratio)
  • Virgin Atlantic Flying Club & Virgin Red (1:1 ratio)
  • Wyndham Rewards (1:1 ratio or 5:4 with select Citi cards)

Rates and fees

The Citi Strata Elite was built to compete with some of the most popular travel credit cards, and its $595 annual fee represents that. The card has no foreign transaction fees and a late or returned payment fee of $41. The card’s variable purchase APR ranges from 21.24% to 29.24%, depending on creditworthiness.

Card comparison

Citi Strata Elite Card vs. The Platinum Card from American Express

On the American Express site

The Platinum Card® from American Express is a premium card loaded with annual statement credits, entertainment benefits, extensive airport lounge access, elite status perks and more. (Enrollment required for select benefits mentioned)

  • Access to 1,400+ airport lounges, including Priority Pass™ Select lounges (enrollment required) and Amex Centurion lounges
  • Statement credit offers worth up to twice what the annual fee costs
  • Elite status perks for hotels and rental cars (Enrollment required for select benefits mentioned)
  • High annual fee
  • Many statement credit offers are complicated and are earned in increments or limited to specific purchases

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.

Balance transfer fee

Foreign transaction fee

The Platinum Card® from American Express offers more value in the form of statement credits, making it a good option for those seeking direct value from the card. Amex’s Platinum also comes with hotel status upgrades and permanent access to Amex’s Global Lounge Collection, including its Centurion Lounges. While enrollment is not necessary for Centurion Lounge access, some other lounge programs within the American Express Global Lounge Collection, such as Priority Pass, do require enrollment. The Strata Elite offers a high rewards rate on restaurants and a flexible $200 Splurge credit. The ability to earn up to 12X on hotels and 6X on air travel booked through Citi Travel can help you rack up ThankYou Points very quickly and help finance even more getaways.

Citi Strata Elite Card vs. Chase Sapphire Reserve

The Chase Sapphire Reserve® is a standout premium credit card with plenty of luxury perks and statement credits to justify its annual fee.

  • Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
  • Up to $300 in annual travel credit each account anniversary year
  • You can transfer rewards to all of Chase’s travel partners including World of Hyatt, Southwest Rapid Rewards and many more
  • Top-tier travel and shopping protections
  • High annual fee
  • Requires a high credit score

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.

  • Earn 100,000 bonus points + $500 Chase TravelSM promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
  • Get more than $2,700 in annual value with Sapphire Reserve.
  • Earn 8x points on all purchases through Chase TravelSM, including The EditSM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
  • Member FDIC

Balance transfer fee

Either $5 or 5% of the amount of each balance transfer, whichever is greater

Is the Citi Strata Elite Card right for you?

The Citi Strata Elite is a great fit for those who don’t mind booking primarily through travel portals, and for American Airlines customers eager to have a card that earns rewards that can be transferred to the AAdvantage program. The card comes with up to $300 in annual hotel benefits and a flexible $200 Splurge credit, both fairly easy credits to redeem. If you’re invested in the Citi ThankYou Points system or looking for a card that earns rewards compatible with American Airlines, this card is the next perfect addition to your wallet.

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Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

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Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.





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Top 10 Off Beats from July – businessinsurance.com

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