Published August 28, 2025 03:25AM
Destinations & Things To Do
I Asked ChatGPT for the Best Places To Travel as a Middle-Class Retiree — Here’s What It Said

Retirement travel planning can be both a blessing and a curse. With a fixed income and specific needs around healthcare, safety and comfort, it can be a pain to figure out where middle-class retirees should actually go. But the truth is, you’ve made it to retirement and you deserve some world-class vacations that don’t cost an arm and a leg. So, I decided to ask ChatGPT for its take on the best travel destinations for retirees who want amazing experiences that don’t deplete their hard-earned savings.
Explore More: 10 Vacations That Need To Be on Every Middle-Class Retiree’s Bucket List
Read Next: 8 Common Mistakes Retirees Make With Their Social Security Checks
The artificial intelligence’s response was surprisingly thoughtful and practical, focusing on destinations that balance cost, comfort and genuine experiences rather than just promoting the usual suspects. Here’s what AI thinks about retirement travel — and why its recommendations might be smarter than traditional travel guides.
ChatGPT’s International Picks: Beyond the Obvious Choices
When I asked for international destinations, ChatGPT immediately identified Portugal as a top choice, citing factors that many travel guides overlook.
“Safe, friendly, widely spoken English, great food and wine, excellent healthcare,” the AI noted about Portugal. It specifically recommended Lisbon, Porto and the Algarve coast as ideal spots that offer “very good” affordability compared to Western Europe.
What impressed me about ChatGPT’s analysis was its focus on practical concerns that matter to retirees. Rather than just highlighting beautiful beaches or historic sites, the AI mentioned the healthcare quality and English language accessibility — factors that are important when you’re traveling on a fixed income and might need medical care. Better safe than sorry; especially on vacation!
Check Out: I Asked ChatGPT the Best Travel Hacks To Save Money in 2025: Here’s What It Said
Mexico Gets Strategic Recognition for Retiree Benefits
ChatGPT’s recommendation of Mexico wasn’t just about cheap margaritas and beach resorts. The AI highlighted specific retiree-friendly destinations: San Miguel de Allende, Lake Chapala and Mérida.
“Close to the U.S., vibrant culture, low cost of living, good medical tourism,” ChatGPT explained, showing it understands that proximity to home matters when you’re traveling for extended periods.
The AI’s mention of medical tourism is particularly interesting. Although you’ll always want to proceed with caution, many middle-class retirees might discover they can afford dental work, eye surgery and other procedures in Mexico that would cost thousands more in the United States.
Thailand: The AI’s Surprise Affordable Paradise Pick
ChatGPT’s enthusiasm for Thailand caught my attention: “Excellent value, warm climate, great healthcare, welcoming culture” with costs that are “extremely affordable.”
The AI made specific distinctions between destinations based on retiree priorities. It recommended Chiang Mai “for peace and budget” and Hua Hin for beach lovers, showing it understands that retirees aren’t all looking for the same type of experience.
What’s smart about this recommendation is ChatGPT’s recognition that Thailand offers Western-quality healthcare at a fraction of U.S. costs, plus a culture that genuinely respects elders — something that matters more in retirement travel than many people realize.
Spain and Panama Round Out International Choices
For Spain, ChatGPT focused on practical benefits: “Great weather, healthcare and affordable in many regions.” It specifically called out Costa del Sol, Valencia and Alicante as popular with retirees.
Panama earned recognition for unique retiree perks: “Use of U.S. dollar, ‘Pensionado’ visa with discounts for retirees.” The AI understood that currency stability and formal retiree programs make a destination more attractive for longer stays.
Domestic Destinations: ChatGPT’s US Hidden Gems
When I asked about staying in the United States, ChatGPT’s recommendations had an excellent understanding of what makes destinations retiree-friendly beyond just warm weather.
Asheville, North Carolina, got praise for being “artsy, walkable, beautiful mountains, four seasons without extremes.” The AI knows many retirees want cultural stimulation and walkability, not just golf courses and beaches.
Prescott, Arizona, was highlighted for “low cost of living, great weather (not as hot as Phoenix), lots of outdoor activities.” ChatGPT understood that not all Arizona destinations are created equal and that many retirees like moderate climates and not extreme heat.
Coeur d’Alene, Idaho, surprised me as a recommendation, with ChatGPT writing “lakes, forests, laid-back lifestyle, reasonable housing costs (compared to coastal cities).” This shows the AI isn’t just recommending obvious retirement destinations but thinking about hidden gems with good value.
ChatGPT’s Best Travel Advice
ChatGPT’s recommendation for New Mexico (Santa Fe or Taos) shows a pretty sophisticated understanding of retiree priorities: “Rich culture, scenic beauty, low taxes for retirees, art and wellness scene.”
For Florida, rather than recommending Miami or Orlando, ChatGPT suggested looking at “retiree-friendly cities like Sarasota, Gainesville, or Ocala” while noting the benefit of “no state income tax.”
This nuanced approach impressed me. Instead of defaulting to the most famous destinations, ChatGPT considered actual retiree needs like taxes, healthcare costs and community.
ChatGPT’s Best Travel Tips for Retirees
Beyond destination recommendations, ChatGPT also had some fantastic travel tips. Some of the best ones were:
Healthcare considerations: “Look for places with low cost of healthcare” — acknowledging that medical needs become more important with age.
Mobility planning: “Choose walkable cities or places with good public transportation” — recognizing that driving in unfamiliar places becomes more challenging over time.
Holistic evaluation: “Consider safety, climate, and community — especially if solo or looking to stay long-term” — understanding that retirees need different infrastructure than younger travelers.
Did ChatGPT Have Good Travel Recommendations for Middle-Class Retirees?
The AI’s recommendations revealed several insights that traditional travel guides often miss:
Budget realism: Every recommendation included specific mentions of affordability and value, recognizing that retirees need to stretch their dollars.
Healthcare priorities: Unlike travel guides focused on attractions, ChatGPT consistently mentioned medical care quality and accessibility.
Community considerations: The AI understood that retirees often travel for extended periods and need welcoming communities, not just tourist infrastructure.
Practical concerns: From language barriers to currency stability, ChatGPT factored in real-world concerns that affect longer-term stays.
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This article originally appeared on GOBankingRates.com: I Asked ChatGPT for the Best Places To Travel as a Middle-Class Retiree — Here’s What It Said
Destinations & Things To Do
Why Are the Leaves Already Changing? And What It Could Mean for Fall Brilliance.

Reports are rolling in of leaves changing early across western states. Here’s what it could mean for how we experience fall this year.
(Photo: Getty)
Published August 28, 2025 04:00AM
As if your local Starbucks releasing pumpkin spice lattes in August wasn’t pushy enough, now nature is getting the early jump on fall.
Folks across the U.S. are reporting to neighbors and local weather stations on the shocking early arrival of fall foliage at their homes, nearly a month before the usual hello.
The 9NEWS Weather Impact Team in Denver, Colorado reported that leaves are already turning yellow, orange, and red in the western half of the state. The transformation is linked to statewide drought, caused by a weak snowpack during the 2024/25 winter, and insufficient summer rainfall.
But it’s not just that color change is prematurely happening.
“Trees are experiencing stress,” AccuWeather Senior Meteorologist, Tom Kines, told Outside. There’s another dynamic at play with trees that Kines also shared.
What We’re Missing
As the days grow shorter and temperatures drop, the natural process of color change occurs. Trees are sent signals to slow down on their production of chlorophyll and vibrant shades of yellow, orange, and red emerge.
Drought conditions such as high heat and less rain fall deprive leaves of the moisture needed to produce chlorophyll that keeps them green. Soaring temperatures and drought also sends trees into stress, dulling the experience of fall foliage.
“The leaves are turning colors too quickly,”Kines said. “They are not as bright or vivid as they would be.”
Current reports of early fall foliage are that the colors are less vibrant than in other years. Areas experiencing drought-like conditions, may see a less impressive fall.
Drought Happens Often. What’s Different This Year?
“In New England, a lot of those areas, while it’s been dry recently, they have received enough rainfall that their colors should be okay,” Kines said. For Western states, it’s a different story.
Kines also said that the timing and brilliance of foliage depends on when it rains. “If you have dry weather in the early part of the summer and rain second half, it will balance out things,” Kines said.
That checks out. In the Pacific Northwest where I am based, we’re used to high heat in June, this year it came later in the season. Excessive heat warnings have been issued across the Pacific Northwest as we end August. Washington and Oregon are still breaking 100 degree Fahrenheit.
The bushes in my front yard started turning yellow last week.
Outside’s associate editor Madison Dapcevich recently reported on the best places to catch fall foliage this year, per the 2025 Farmer’s Almanac. As Kines mentioned, the Northeast will be the place to be, Acadia National Park (Maine) and Adirondack and Catskill Mountains (New York) made the top five.
Destinations & Things To Do
The Backyard Glow-Up That Took My Summer to the Next Level

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What started as a neglected patch of grass is now where I work, rest, host, and recharge—and you can create your own version, too
The author’s backyard is an oasis (Photo: Sierra Shafer)
This was the summer of outside. I’ve always loved gathering in the backyard, but this year I wanted to go all in on creating a space that wasn’t just pretty for one dinner party but functional every day. A place to cool off, cook meals, rest, host friends, regulate my nervous system, and enjoy time outdoors alone or with people I love.
I bought my house in Salt Lake City, Utah, four years ago and began gutting the entire thing. Every wall, every floorboard, every outdated system—ripped out and redone. It’s been a labor of love that often stole weekends from the mountains and ski days from the calendar. I spent more Saturday mornings than I care to admit pulling rusted nails from ceiling stringers or insulating the attic on 104-degree August days when I should’ve been on a river trip.
And for years, the backyard sat neglected. A patch of dead grass. No shade, no seating, no charm. But eventually, after spray-painting hand-me-down patio chairs, collecting potted plants from Buy Nothing groups, and wishing I had more reasons to linger outside, I turned my attention to the last blank canvas of my home.
I approached it the same way I approach planning or packing for any big outdoor objective: start with a clear goal, prioritize what adds value, and leave out the rest. Plus, make sure there are good snacks and cold beer involved.
My goals for the space were simple:
- Easy access to fresh air on days I’m chained to my laptop
- A low-stress outdoor hang zone where friends can drop by without a big production in the group text
- Micro-adventure vibes—the feeling you get on a camping trip, minus the packing list
Bit by bit, I turned the yard into a place I actually wanted to be. I invested in a few big-ticket items I knew I’d use for years—like the sauna and cold plunge—but I also DIY’d where I could, thrifted patio furniture, and waited for sales. It didn’t happen all at once, and it didn’t have to be perfect.
You also don’t need to replicate my to-do list (or have the same square footage) to feel the payoff. Maybe you start with a $12 citronella candle and pop up your camp chair in a shady spot of the driveway. Maybe you hang a string of solar lights or drag your old camp table onto the porch. The point is to create a space that invites you outside today, not “someday,” especially on days when you can’t go much further than your own backyard.
Below, you’ll find the gear that moved the needle most for me, plus why it earns its keep, who it’s best for, and what to try if you’re working with a different budget or space. Mix, match, upcycle, or scale way down. Either way, the goal is the same: more sun on your skin, less time on your phone, and a backyard (or stoop, or patio) that feels like the easiest adventure you’ll take all week.
Addlon Solar String Lights ($25 for 48 Feet)
If you do nothing else to your backyard, start here. String up solar lights and boom—you’ve created ambiance. These are bright enough to illuminate a whole hangout zone and cute enough to feel intentional without being fussy, and they can go up anywhere thanks to the solar panel. No wiring needed.
They’re easy to install and look great, especially at night. So far, mine have held up great, but I will likely store them inside during the winter to cut down on exposure and weather.
Purple Leaf Cantilever Umbrella ($478)
If you want to spend a lot of time outside in a space that doesn’t get natural shade, this is one of those upgrades that makes your whole setup more livable. I picked mine up used on a local marketplace to save some cash, but even if you have to buy one new, it’s worth every penny.
The 10×10-foot canopy casts a huge swath of shade, which is enough to cover a dining table, a pair of lounge chairs and a couch, or a full corner of your deck. The double-top design helps with airflow (so it doesn’t become a sail in the wind), and the UV-resistant fabric hasn’t faded, even after long, hot days of use. My favorite part: The 360-degree rotation and adjustable height/tilt. I can shift it throughout the day without dragging furniture around. It’s a splurge. But it’s also the difference between staying outside for 30 minutes or staying out all day.
Solo Stove Bonfire ($329)
I wanted a fire pit that felt permanent enough to anchor my backyard, but still portable enough to toss in the car for a weekend trip. The Bonfire hits that perfect middle ground. At just over 23 pounds, I can move it easily, but four or five people can still gather around for s’mores, full moon gazing, or post-dinner wine. Setup is easy, and cleanup is even easier (the removable ash pan is clutch).
Solo Stove makes a range of sizes depending on your space. The Bonfire sits right in the middle. I also added the tabletop-sized Mesa to the mix, which brings just the right amount of glow and ambiance to the patio table.
Soundboks Go Bluetooth Speaker ($799)
This is not your cute little travel speaker. This is the speaker you bring out when you’re ready to turn post-ride beers into a Saturday night party. The sound is loud, rich, and absurdly crisp—even outside, even when there’s background noise, even when you’re standing on the far edge of the yard. It connects via Bluetooth, holds a charge that lasts all day (and into the dance party with a 40-hour charge), and can be paired with additional speakers if you want to go full block party mode. I use it for everything from mellow workday playlists to spontaneous backyard dance breaks. Pro tip: Start with Caamp or Brandi Carlile. End with 50 Cent.
Yeti Tundra 45 Cooler ($325)
When it’s not riding in the back of my Subaru, it lives on the back deck—packed with cold drinks so no one has to trek inside every time they want a Spindrift. It sits in direct sun all day and still keeps ice frozen for days. No melt, no lukewarm cans.
The Tundra 45 doesn’t have wheels like the Roadie 32 Wheeled (which our testers picked as Best Cooler of 2025), but it’s built using the same construction and it’s incredibly spacious, durable, and airtight. I’ve been amazed at how much better a backyard gathering feels when cold drinks are within arm’s reach. A good cooler is the unsung hero of outdoor life, and this one’s the real deal.
DIY Stock Tank Pool
I’ve been dreaming of DIY-ing a stock tank pool ever since my friend John sent me a photo of himself floating in a tube with an Aperol Spritz in hand and his newborn daughter on his chest. That was five years ago, and I finally have the space and time to install my own.
I bought a literal stock tank from Tractor Supply for $600, added a pump and fittings and a few other supplies for under $400, and boom: a real, chlorinated swimming hole in the backyard. I followed a combination of YouTube videos, texted a cousin, and read this blog. While it’s not Instagrammable in its asethic, it works, and at least I know the only Band-Aids floating in there are mine. When winter comes, I’ll drain it, cover it, and call it good.
Gozney Arc XL Pizza Oven, $999
This was the hit of the summer for me (and all my new friends that appeared suddenly?). The Arc XL delivers restaurant-quality 16-inch pizzas in under 60 seconds. The lateral rolling flame means fewer turns, and the results are those perfect, blistered, chewy crusts I usually only get from my favorite wood-fired spots with long waiting lists.
My topping of choice? Peaches, burrata, prosciutto, basil, and a drizzle of hot honey.
I made one mistake however: I didn’t buy the Gozney stand, and my cheap Amazon one fell apart almost immediately. So now I haul it out of the garage for every pizza night. Learn from me: buy the real one. Other than that, it’s easy to use, super efficient with gas (I just hook it up to the propane tank from my old grill), and surprisingly lightweight, though I do recommend having a friend help you move it.
Plunge Original Cold Plunge Tub ($5,941)
This is the thing I’ve used the most in my backyard this summer. I’m simply a better person after I’ve jumped into an alpine lake—but I can’t always get to one in the middle of a workday. I can get to my backyard, however, and this plunge has truly been life-changing. It’s helped on days when my anxiety disorder feels unregulated, when period cramps are wreaking havoc on my body, when my back is sore from mountain biking, or when it’s just too damn hot out and I need to chill.
Mine is set at 55 degreesFahrenheit, and I’m still only staying in for five minutes, but the app makes it easy to track, adjust, and follow challenges to build your tolerance for the uncomfortable. I’m working on channeling my inner Wim Hof and using it morning and night. Installation was extremely simple. The chiller is quiet, the acrylic tub is roomy and durable, and the design is sleek enough to sit right outside my garage out of sight from the neighbors.
Plunge the Standard Sauna, $12,591
A sauna in your backyard sounds like a luxury—and it is—but it’s also one of the most grounding, body-resetting rituals I’ve added to my life. I opted for the Plunge Sauna because it’s compact enough to tuck into a side yard or corner space, sleek enough to not look clunky, and it heats up fast (from cold to 174 degreesFahrenheit in under 20 minutes). Plus, the cedar wood smells amazing. The standard size fits up to five people (the Sauana Mini fits two; the Sauna XL seats up to seven), with a folding bench that allows for more movement space instead of seating. Hot yoga, anyone?
While it says it can be assembled in a few hours with two people, I chose to have it professionally installed because #time (and it still took nearly a full day). I also hired an electrician to add a special outlet to my garage panel because this requires a dedicated circuit.
You can control the temperature and lighting through the app, and the full glass door gives it a modern, inviting look. For me, it’s the ultimate bookend to cold plunging, but even on its own, it brings a whole new dimension to outdoor living. What I’m most looking forward to is using it this winter post-ski day. Apres just got very zen at my house.
The Payoff
This backyard project was about creating a space I actually wanted to be in (away from screens!), inviting in all weather, and restorative in every way. Now, it helps me recover after long days, host friends without stress, and soak up sun, fresh air, firelight, and good carbs.
The upgrades I made range from big to small, but they all share one purpose: making it easier and more joyful to be outside. Whether you’re stringing up lights or going full backyard revamp, the invitation is the same—step outside and stay a while.
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