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Access Point Financial Provides $55 Million Refinancing of Maryland-Based, Four-Hotel Portfolio

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Officials of Access Point Financial, a direct capital provider focused exclusively on the hospitality industry, today announced the company has directly provided a $55 million loan to Baltimore-based H&S Properties Development Corp., to refinance a four-hotel portfolio located in Md. The four hotels include the dual-branded, 120-room Courtyard Aberdeen at Ripken Stadium/ 78-room Residence Inn Aberdeen at Ripken Stadium and the dual-branded, 183-room Hilton Garden Inn Baltimore Inner Harbor/165-key Homewood Suites by Hilton Baltimore. The loan is floating rate and has a 4-year term and one year extension option. The monies will be used to refinance the existing debt on the properties and provide capital for a PIP.

“We were able to deliver a capital solution between both assets in this refinancing that gave the sponsor additional flexibility while also indulging in a personal passion for baseball and the Iron Birds who play at Ripken Stadium,” said Mike Lipson, APF. “We remain laser-focused on thoughtful sponsors with refinancing and CapEx needs that require a lender to meet them where they are in today’s marketplace. APF provides competitive, flexible solutions, and we are ready to do business with hotel owners.”

Courtyard Aberdeen at Ripken Stadium/Residence Inn Aberdeen at Ripken Stadium

Located at 830 Long Drive in Aberdeen, Md., the dual-branded Courtyard/Residence Inn was designed as a replica of Oriole Park at Camden Yards, directly across from The Ripken Experience® Aberdeen and close to I-95. In addition to Aberdeen Proving Ground, Susquehanna State Park and Bulle Rock Golf Course, the hotels are convenient to local businesses and major distribution centers, including Pepsi-Frito Lay, Wayfair, Webstaurant Store, Amazon and Clorox. Shared amenities include two restaurants, one with outdoor seating overlooking Ripken Stadium, an indoor pool, fully equipped fitness center with access to outdoor walking paths around the baseball fields and 1,200 sq. ft. of flexible meeting space.

Hilton Garden Inn Baltimore Inner Harbor/Homewood Suites by Hilton Baltimore

Situated steps from the Inner Harbor at 625 S. President St., the dual-branded hotel is within a mile of the National Aquarium, the Baltimore Convention Center and Johns Hopkins Hospital and less than two miles from Ravens football at M&T Bank Stadium and Orioles baseball at Camden Yards. The hotels provide a fitness center and on-site dining at the Garden Grille & Bar.

About Access Point Financial

Founded in 2011, Atlanta-based Access Point Financial (APF) is a direct, full-service specialty lender focused on the hospitality industry, offering a full-service lending & advisory platform that provides financing to qualified hotel franchisees of all major brands and independent boutique hotels throughout the United States. For additional information and key contacts, please visit www.accesspointfinancial.com.



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New Law Bans Photography of Guests in Hotels and Casinos in Monaco

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The Monte Carlo Casino, officially named Casino de Monte-Carlo, in Monaco.

Monaco has reportedly passed a new law that explicitly bans unauthorized photography and filming of guests inside Monte Carlo’s casinos and hotels.

The update to the country’s Penal Code makes it a criminal offence to capture or share images of individuals without their consent in these venues.

The changes, made through updates to Monaco’s Penal Code, are now legally enforceable under articles 308-2, 308-3, and 308-4, according to a report by iGamingToday. Article 308-2 prohibits taking photos or videos of individuals without their consent, while articles 308-3 and 308-4 go a step further by banning the sharing or distribution of any such content.

This means that photographing or filming people without permission in casinos and hotels in Monaco is now considered a criminal offence. Punishment may include fines and potentially criminal charges, depending on the severity of the breach.

New multilingual signs have already reportedly been installed at hotels and casinos across Monte Carlo to alert visitors. The notices read: “Please do not film or photograph hotels and casinos guests. Any offender is subject to sanctions.”

The updated rules aim to protect the privacy of high-profile guests, including celebrities, royalty, and business leaders, many of whom choose Monaco for its reputation as a secure and discreet destination. The law strengthens Monaco’s ongoing efforts to prioritize discretion and privacy.

In recent months, several countries have enforced new laws around photography. In April, Poland banned photography of thousands of sites, including ports, railways, bridges, and government offices, under sweeping new national defense laws designed to prevent espionage. The legislation makes it illegal to take photos of around 25,000 sites across the country. Anyone caught taking photos at protected locations without a permit will face various punishments, including fines, confiscation of their camera equipment, and arrest.

Meanwhile, the U.S. passed a new law that makes it easier to film in national parks and eliminates the need for photographers and videographers to secure permits. Previously, a photographers had to sign a permit and pay a fee to film or shoot in national parks, even if they were using the same handheld camera or phone that a tourist would use.


Image credits: Header photo licensed via Depositphotos.



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Markets, Houses & Hotels Washed Away, Only Floodwater And Debris Remain

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Uttarakhand, August 05: Horrific visuals have emerged from Dharali in Uttarkashi after a sudden cloudburst and landslide swept through the area. Just some time ago, there were markets, houses and hotels here. Now, only floodwater and debris can be seen. Horrific videos have emerged from the site on social media, showing the harrowing situation after the tragedy occurred.

The few buildings that remain are buried under thick layers of mud and rubble. Deaths, missing people and the full extent of damage cannot yet be assessed yet. However, the initial reports suggest that around four people have lost their lives and over 50 people are missing after the incident occurred.

There are reports that the disaster struck around 1:45 PM near Dharali village, about 4 km from the Indian Army Camp at Harshil. Responding urgently, the Indian Army deployed 150 personnel who reached the spot within 10 minutes and immediately began rescue operations. So far, 15–20 people have been evacuated and the injured are receiving treatment at the Army’s medical facility in Harshil. Search and rescue efforts continue, with all available resources being used to save lives.

District Magistrate Prashant Arya confirmed that four people have died due to the cloudburst. He said that a sudden surge of water has swept through the area, damaging restaurants and hotels. Army and disaster teams are working to locate and rescue anyone who may still be trapped. Senior officials are monitoring the situation from the State Disaster Operations Centre in Dehradun.

The landslide has also blocked the Badrinath National Highway (NH-58) near Paagalnala and Bhanerpani. Clearing the debris is underway to restore connectivity. Meanwhile, another cloudburst has been reported at Sukhi Top near Dharali, adding to the scale of the crisis.




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The Orchid Panchgani Set to Welcome Guests This September

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Mumbai: As part of its growing nationwide presence, Kamat Hotels India Ltd announces the upcoming launch of The Orchid Panchgani, opening this September. Nestled in the heart of Maharashtra’s picturesque Western Ghats, this new eco-luxury destination offers a refreshing retreat for travelers seeking tranquility, indulgence, and a touch of nature.

Set against a backdrop of rolling valleys, lush strawberry farms, and mist-covered hills, The Orchid Hotel Panchgani is designed to provide an elevated yet immersive experience in one of India’s most charming hill stations.

Whether it’s a romantic getaway, a rejuvenating family vacation, or a spontaneous break from the city, The Orchid Panchgani has something for every kind of traveler. The property features a variety of accommodations – from cozy Classic and Superior Rooms, to lavish Honeymoon, Executive, and Royal Suites. Guests can also opt for a unique stay in rustic wooden chalets or luxury air-conditioned tents, blending comfort with nature-inspired design.

The hotel offers a wealth of leisure amenities, including a spa and wellness center, a state-of-the-art gymindoor game roomkaraoke roomchild room, and an in-house discotheque for evening entertainment. A dedicated banquet space called ‘Chamber’ and a 30,000 sq.ft. outdoor lawn make it ideal for weddings, events, and corporate retreats.

“Panchgani has always held a special place in the hearts of travelers—its natural beauty, old-world charm, and proximity to major cities make it a perfect location for our next Orchid experience. With this new property, we aim to offer a stay that blends luxury with sustainability, and comfort with culture,”
— Vishal Kamat, Executive Director, Kamat Hotels India Ltd.

The in-house multi-cuisine restaurant, ‘Boulevard’ will offer guests a delicious culinary experience, while those looking for adventure can enjoy outdoor activities and adventure sports organized by the resort. A stunning outdoor swimming pool invites relaxation amidst nature’s best.

With its serene setting, eco-conscious values, and signature Kamat hospitality, The Orchid Hotel Panchgani is poised to become a preferred destination for discerning travelers.

“Weddings are sacred celebrations of love and tradition. At The Orchid Panchgani, we’ve created an idyllic space where families can host culturally rich and entirely vegetarian wedding galas. With expansive lawns, elegant indoor venues, and a pure-veg gourmet kitchen, the hotel is a perfect destination for Gujarati, Marwadi, Jain, and other community weddings that value authenticity, grandeur, and green surroundings.” — Dr. Vithal Kamat, Chairman, Kamat Hotels India Ltd.





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